Qin Xiaoyue burst into laughter.

Actively comply with his son's statement: "Yes, Ruan Ziweng is worse than an animal."

"What about the second one?" A familiar man's voice answered outside the door.

Shaotang was overjoyed and hurriedly stood up.

Qin Xiaoyue also happily ran to the door to open the door and shouted cheerfully: "Master Zhongshan, you are back."

Eventually, Jiuchou heard government officials running around on the street, worried that something might happen to Shaotang, and hurried back to the inn.

As soon as I arrived at the door, I heard her talking, so I stood outside the door and listened for a while, and I found some insights.

He took off the black cloak he was wearing and threw it to Qin Xiaoyue. He sat down opposite Ran Shaotang with interest and listened to her talk about the second reason why Ruan Ziwen did this.

Ran Shaotang sat down again: "The second point is nothing more than trying to catch a rabbit. If you are sensible and want to negotiate terms with him, you will naturally send his son back when you see the wanted order. If you are not sensible, this feud will be forged.

Now. Just look, Ruan Ziweng’s real drama is yet to come.”

Sure enough, as Shaotang said, when Su Lun appeared in the county government hall with the confession and evidence and the half-dead Ruan Yousheng, Ruan Ziweng faced the irrefutable witness and physical evidence and tried his best to perform.

.

Not only did he tearfully denounce the pain caused by his son's crime to the victim's family, he also felt deeply for it.

Moreover, in front of the people of Qianmen Town, he insisted on annihilating relatives for the sake of justice and wanted the queen to interrogate and kill Ruan Yousheng.

In an instant, his reputation as the Great Master of Qingtian spread throughout the world.

Walking in the market, facing the people who didn't know the truth and praised "Ruan Qingtian" so much, Shaotang became indignant. Ruan Yousheng was officially put in a prison cell, but privately he must have been taken good care of by the Ruan family. They gave him an advantage.

It would have been better to kill him with one blow.

Finally, Youchou persuaded her: "You should focus on the bank. He is better off dead than alive. What do you want to argue with a lunatic who is unconscious? Besides, do you still want to kill him in Qianmen Town?"

Business? If you can just walk away, you can kill him."

"But, have you ever thought about it, for such a treacherous and evil person, death is actually a relief. Only if Ruan Ziweng sees his son's appearance every day that life is worse than death, will he regret the mistake he made in the past."

Shaotang chuckled twice: "Young master, do you think too well of people? Will he regret his mistakes? Such people will never see their own mistakes, only the mistakes of others.

"However, it doesn't matter if Ruan is still alive, he might be useful someday.

However, Shaotang really focused all his attention on business.

After traveling back and forth between Jingshan and Qianmen Town for several days, it was finally decided that Cheng Yi would replace her, a child who was unable to take charge of the overall situation, as the boss.

I regret that I learned some knowledge from the big shopkeeper and became the second shopkeeper first.

Several other senior brothers with business talents also came to help. Xie Yingren preferred to pay wages to the villagers in Jingshan and go to the kitchen to arrange some food, so Shaotang left him in the mountains to accompany Zhongjiu.

In order to make money as quickly as possible, Shaotang specially studied the bank's operating model.

Different from the last days, in order to solve the problem of neither convenient nor safe carrying of gold and silver, the main business of banks at this time was exchange. Therefore, the people who deposited money to the bank were not depositors but customers, and the profits of the bank were mainly collected from the customers.

Handling fee.

Customers can use their banknotes to redeem their money at other chained banks in various places.

But there is only one bank in Shaotang. Customers who are full can deposit their money in the only bank in your house, and then take it out when you need it. Do you still have to pay you every time you deposit and withdraw? Is it not good for them to just leave it at home?

Is it? Are all the rich people stupid?

This is what Zhong Jiuchou asked her originally.

Shaotang proudly told him, "You don't need to worry about it, I have my own solution."

When she opened a bank, it was an innovation and a subversion.

Three days before the opening, Huitong Bank's business descriptions were posted all over the streets.

Anyone who deposits money at Huitong Bank not only does not charge handling fees, but also gets 1% interest.

In order for everyone to understand, Shaotang asked Manhui to write an example.

In an ordinary bank, if you deposit one hundred taels of silver, you will have to pay a handling fee of one tael of silver each time you withdraw it.

Huitong Bank, if you deposit one hundred taels of silver, not only will you not have to pay a handling fee of one tael of silver every time you withdraw it, but you will also be given one tael of silver. The more you deposit, the more you will get.

However, in order to prevent people from withdrawing money maliciously, the deposit period must be six months before interest can be earned.

Less than half a day after the business description was posted, Qianmen Town was abuzz.

Some smart people in the production industry have calculated that if everyone saves money according to the method of Huitong Bank, you can make money without doing business. This is simply money making money. It is a good business with huge profits.

Some people questioned whether the owner of Huitong Bank had his head squeezed by the door?

Isn't this a money-losing business? Giving money away to others is a waste of money.

Cheng Yi cursed Ran Shaotang after reading the business description.

"I thought you opened one bank here and one in Jiancheng, with a link on both sides, so that merchants from both countries can do business and withdraw money, and we earn handling fees. How about you, not only do you not charge handling fees, but you also pay money? I

I tell your Sixth Master Uncle to go and, believe it or not, play with his money and see if he doesn't beat you up."

Ran Shaotang waited until he had scolded him enough, then put down the tea cup, spit out the melon seed peels, and asked the people present (Cheng Yi, Man Hui, the shopkeeper and the accountant, and the three senior brothers).

"Don't you always think that our bank relies on pitiful redemption fees to make money?"

Shopkeeper Liu stroked his gray beard and said, "This has always been the case in banks since ancient times."

"Wrong. From now on, our bank will operate according to my method. I have asked shopkeeper Man to draft the specific regulations. We can all refer to the details after the meeting. It is clearly stated above that our bank will use the money deposited by the customers.

After collecting them, put each thousand taels in a box and hand them over to the shopkeeper."

"This money is the principal of our business."

After all, the shopkeeper has lived a long time and has some knowledge. After thinking about it for a while, he understood what was happening between Shaotang.

"Young Master wants to borrow their money to do business? Isn't this just private loan sharking?"

Man Hui dialed the abacus and said with a smile: "That's right. But we're doing it the other way around. Our Huitong Bank borrows money from rich people at the lowest interest rate to make money for ourselves. Do you understand this?"

Although Cheng Yi seemed to understand, but after hearing this explanation, everyone in the audience gave Shaotang thumbs up and praised him endlessly, so he was embarrassed to say that he didn't understand.

After the bank unified its internal thinking, the old shopkeeper was still a little worried.

"What kind of business do you want to do, young master? How can there be a profitable business in our border area? And the people are not rich, so it is not so easy to make money."
Chapter completed!