Chapter 229 Jinyuan Bank? (2)
Gongsun Wei acted very quickly, taking everything into consideration from the proposal of the plan to the implementation details. He was already a leader in arithmetic among the Nine Calculations Sect and could be regarded as a leader. This time, the new bank proposed by Jin Ling Mode, for him, is like opening the door to a new world.
Behind the door was a wonderful world that he had never imagined before.
In order to open up that world, he worked hard like a chicken blood.
When Mr. Sun heard this, he was also horrified by this kind of bank business model, and then he took the initiative to ask Mr. Zhen Mochen, the accountant of Jinyuan, to help Gongsun Wei and assist him.
Jin Ling chose the location of the bank on the west side of the Caoyuanju Inn. It was originally designed as an auxiliary building of the inn, with a total of three floors. It is used to receive some guests who have special requirements for the environment, such as those who like cleanliness. Now It turned out that this design was really useless. So a team of bricklayers were invited to turn this auxiliary building into a bank.
The workload of this matter is not large, and it can be completed in three to five days.
Then, a plaque with the four characters "Jinyuan Bank" was hung on the auxiliary building. The furniture originally used for living was removed and replaced with various accounting counters and necessary furniture items for reception places.
After the renovation, the bank was divided into four major parts: the front hall, the back hall, the account storehouse, and the treasury.
The front hall is a place for receiving general customers, and the back hall is a place for receiving big customers. The account library stores all incoming and outgoing bills and is the main place where the accounting gentlemen work and settle accounts. The treasury is the place where gold coins are stored, located underground.
Gongsun Wei became the chief shopkeeper of Jinyuan Bank and the account manager of the entire Jinyuan without hesitation. Zhen Mochen served as the deputy manager and the accountant of Yiyuan. There were also four scholars who knew how to settle accounts in the account treasury. Help within.
Four girls with good looks and figures were hired as receptionists in the front hall to register the amount of money deposited for customers and explain the bank's operating procedures.
The two girls in the back hall are even more beautiful.
The treasury is located underground, and its four walls are made of thick fine iron. There is only one thick fine iron door that can be accessed. The key to this iron door is very complicated. Only Jin Ling and Gongsun Wei have one each. All the gold coins are in and out, and they are the only ones. Only two people can use it.
The rules of Jinyuan Bank were made into a large notice and posted on the wall at the entrance. It clearly stated that it only accepts deposits of more than one month, and it can only be withdrawn after at least one month. , the minimum deposit amount is one gold dollar, with no upper limit.
In terms of interest, one month's interest is one cent, that is, one percent; three months' interest is one and a half cents; half-year interest is three cents; one year's interest is four and a half cents; three-year interest is six cents per year. The interest is 10% per year for five years.
This interest rate of return is not too high, but compared to other banks that not only have to pay a certain fee to deposit money, but also have no interest, it is already a huge discount.
The opening of the bank attracted countless people to watch. Everyone on the third floor and the third floor looked at the notice and talked about it.
However, since the foundation of Jinyuan is still not as strong as that of some powerful banks, and it has just been established, everyone does not have much confidence in it yet, and most people are still in a wait-and-see state. More people are constantly being attracted, and they are still waiting and watching. , wait and see.
The first customer of Jinyuan Bank was the little girl Qing Ling. Under the spotlight, the little girl and Ono carried a large bag of gold and silver coins into the front hall of Jinyuan Bank, and were counted by the accounting clerk.
, a total of three hundred and forty-five gold coins and forty-one silver coins.
Then, the accountant opened something like a hard leather folder, which contained several pages of paper. Qing Ling's name was written on the title page, and the first line of the next page stated the amount of gold and silver dollars deposited and the date of deposit.
, the expected date of withdrawal is registered, and the seal and anti-counterfeiting stamp of Jinyuan Bank are stamped. The gold yuan is stored in the treasury, and the procedure is completed.
The whole process is very convenient and fast.
Then, Xuanyuan Junchen, Gongsun Wei, Yang Lixuan, Yang Lisheng, Yang Xuan, etc. all deposited their private money, ranging from hundreds of gold yuan to tens of gold yuan. As Jin Ling's core team, first
You still have to support your young master's career.
Although Tang Xiaoyu and other four teenagers did not save much money, each of them still had some savings.
I deposited a few gold coins. During this period, I followed the young master around and got some rewards. In addition, I saved a monthly salary. Although it was not much, I showed my support.
Then there were the subordinates of Jinyuan, from the two inns, Yiyuan, and Yaotang. Even Sun Yihan and Pu Xin, two very old people, also spent all their property. Everyone knew that Jin Ling was eager to
When it comes to money, I have indeed seen that the interest on saving money in a bank is quite considerable. Anyway, the money is left alone. If you can still make some money, why not?
Just the deposit procedures for more than a hundred people inside Jinyuan kept Jinyuan Bank busy all day. Many people from outside wanted to apply, but they couldn't get in line at all. Looking at the bustling crowd, I also looked at the notice with eager eyes.
The number was high, and everyone hurried home to withdraw money, or went to other banks to withdraw their own money.
Gu Jia drove a carriage over, with three large boxes pulled on the carriage. There were eight immortal guards guarding both sides. As soon as they arrived at the entrance of Jinyuan Bank, they were invited into the back hall by the waiter.
As a customer, of course you don't have to queue.
Three large boxes were half open, and inside were a sea of golden gold coins.
These golden lights seemed to take away the souls of those watching from the outside.
"Isn't that the young master of the Gu family? He actually brought three large boxes of gold coins to show his support!" someone exclaimed.
"Three big boxes, how much does that cost?"
"At least get tens of thousands of gold yuan!"
"The Gu family and Jin Yuan really help each other!"
In the back hall, Jin Ling looked at Gu Jia with a smile, and the latter punched him in the chest.
"How many gold coins did you bring?" Jin Ling asked.
"One hundred and fifty thousand, I took it out directly from the village head's bank. I will deposit it with you for three months first to give you a favor. Later, I will decide whether to take it out or make additional deposits based on the actual benefits.
." Gu Jia said with a smile, pointing to the bustling scene outside the door, "But have you ever thought about the consequences if the savings expire and you cannot pay back the principal and interest?"
"There will be no such situation." Jin Ling was full of confidence.
"No?" said the little fat man, "Aren't you going to pay that Ma's Animal Farm two million gold dollars first? You have taken away the gold dollars, and you are going to be able to pay them in the next few months or even years.
Earn two million gold dollars back? Stop joking."
"You are wrong. I want to give the Ma family money, but not two million, but two hundred thousand." Jin Ling said.
"Impossible!" the little fat man shouted, "you used the ridiculously high price of two million to get the more than 1,000 acres of forest from Xiaolin's animal farm from the Ma family! This matter has been spread throughout Xianxiang and Xiancun.
Got it!"
"The total price is two million, yes!" Jin Ling said, "But it is not paid in one lump sum, but in five years, with 400,000 paid each year, once at the beginning of the year and once in the middle of the year. If not, he would have paid 140,000
The beast farm that Wan bought has had such a big incident and been completely destroyed by monsters. Instead of buying it at a lower price, I bought it at a higher price?"
"That's not worth it. Even if it takes five years to pay off, the total price is two million gold dollars, which is too much." Gu Jia was not satisfied with the price.
"Little Fatty, to see whether something is worth buying, it not only depends on how much it costs, but more importantly, how much profit it can bring." Jin Ling patted him on the shoulder, "With this,
Animal farm, I can guarantee that the fairy armor business you have always wanted to do will be ready and open soon!"
Chapter completed!