Afternoon, one o'clock.

Chen Yu took Lu Qin to Urber Restaurant because he had already made an appointment to meet with the president of CCB this afternoon.

As his assistant, Lu Qin naturally had to go there together.

Only by hearing the sound, the president of CCB Lu Weng gave Chen Yu a feeling that he was a rough man with a very rough voice. He should be tall and mighty.

But when he actually met, he realized that Lu Weng was a greasy young scholar with glasses.

There was also an assistant next to Lu Weng, who was one head taller than Lu Weng, about 1.75 meters tall. He was wearing a workplace OL and looked very professional.

"Haha, Mr. Chen, I have been keen on for a long time." As soon as we met, Weng Lu took the initiative to move forward and shake hands.

Chen Yu nodded: "President Lu, please sit down. Let's order the dishes first, and talk while eating later."

Weng Lu nodded quickly and said, "Okay."

Chen Yu ordered more than ten dishes in a row, then handed the recipe to Lu Weng, and ordered two more symbolically.

Just now, Chen Yu introduced to each other and said, "President Lu, let me introduce you. The person next to me is my assistant, Lu Qin. Lu Qin, this person is the president of China Construction Bank, Lu Weng."

When Lu Weng heard this, he quickly stood up and shook hands with Lu Qin: "Assistant Lu, I have long admired him."

Lu Qin smiled slightly and replied, "President Lu is, please take care of him in the future."

"It should be, it should be." Lu Weng smiled.

Chen Yu nodded and said, "President Lu, let's just talk about it and go straight to the topic. I want to know, if I put this money in your bank, what benefits will your bank bring to me?"

When Mr. Lu heard this, he immediately sat upright.

After thinking about it, he said, "Your assets are relatively large. If you are willing to deposit your assets in the form of large orders regularly with our bank for 1-3 years, we can give you an annual interest rate of 7% to 8%.

The annual interest rate of fixed deposits of general banks is only 1% to 3%, and only large-denomination certificates of deposit can reach the range of 4% to 5%.

The annual interest rate of 7% to 8% is equivalent to the annual interest rate of Chen Yu depositing 10 billion yuan, and the annual interest income alone can reach 700 to 800 million yuan!

You should know that the average income of each family in the country is only about 30,000 yuan.

In other words, just spending 10 billion yuan on the bank to earn interest is equivalent to the total income of more than 20,000 families not eating or drinking, and working for a whole year!

Chen Yu nodded slightly.

This condition sounds very good and the benefits are also very considerable. The most important thing is not to take too much risk.

However, the interest rate increase is not very attractive to him.

Because he still has a system.

After signing in that day, he began to lose money every night. After signing in for a year or two, his funds will be instantly replenished.

Therefore, the weight of money in his heart is undoubtedly the lightest.

Lu Weng obviously knew this very well and continued: "In addition, you will become our top black gold member user of China Construction Bank and enjoy the black card exclusive to China Construction Bank Black Gold members."

"At the same time, our CCB can also provide you with credit loan business. With your ID card alone, no mortgage is required. CCB can give you a credit loan of up to 20 billion yuan, and the loan interest rate will also be adjusted to the lowest of one ten thousand for you."

"In addition, if you need a professional financial advisor when you engage in any business activities, we will unconditionally provide you with relevant professional talents."

"Of course, if you have any personal problems, you can also contact me at any time. My phone number will be kept open for you at any time."

Chen Yu's eyes opened slightly when he heard this.

As a state-owned enterprise, Chen Yu valued the most not how much profit it could bring to himself.

What he values ​​most is how much "convenience" state-owned enterprises can bring to him in the future.

For example, providing business consultants, helping him solve personal problems, etc.

Especially this "solving private problems", although it is vague, as long as it is used well, it is much more important than raising interest rates one or two!

For example, in the past two years, housing prices in Beijing have risen, and it is difficult for many people from other provinces to obtain a household registration in Beijing.

If you don’t have a household registration in Beijing, even if you have a net worth of over 100 million, it is a delusion to buy a house in Beijing.

If Chen Yu wanted to buy a house in Beijing, he only needed his words, and the people from China Construction Bank would naturally find a way to help him solve the problem.

This is also why rich people will try every means to broaden their connections and improve their reputation after making money.

For the poor, money can solve all problems, but for the rich, "connections" is the general currency to solve all problems.

Of course, this is just an example.

Chen Yu has a total of hundreds of luxury houses in China, covering almost every corner of the country, so there is no need to worry about buying a house.

Chen Yu did not rush to agree to Mr. Lu, but waited for the dishes to be served and after he had enough wine and had enough food to say slowly: "I'm going to tell you about President Lu, I plan to open a company recently."

"Open a company?" Lu Weng was stunned for a moment: "What company Mr. Chen plans to open?"

"Internet company." Chen Yu smiled slightly and said.

"Internet?" Lu Weng was a little surprised, then frowned and said, "Mr. Chen, you have to consider this clearly. At present, there are not many industries that can be selected in the domestic Internet industry, and most industries with potential have long been occupied by leaders. Enter the market at this time..."

What is the difference between going in and giving money?

Mr. Lu didn't say this sentence, otherwise he would feel that he was a bit belittled by Mr. Chen.

After thinking about it, Lu Weng said: "It is probably inappropriate to enter the market at this time. Moreover, the 4G network has just taken shape. No one can tell what the future development trend of the Internet will be."

"If I were asked to say, the most stable industry is the real industry now. If you really want to start a company, it would be better for you to start from the real industry."

Although Lu Weng's thoughts are relatively conservative, his suggestions are still very pertinent.

After all, based on the current market, it is indeed more stable to do a physical industry than the Internet industry.

No matter how big the Internet is, it is just a string of data after all. If something happens, a large number of Internet companies will be affected.

But the physical industry should be relatively more stable.

At least, in this regard, Lu Weng and Lu Qin have very consistent ideas.

But Chen Yu smiled but said nothing.

What he wants to do is not just opening a company, but then making money from the company.

But he did not explain, but said: "I will consider the words of President Lu, but what I want to ask is not this, but if my company is established in the future, I wonder if CCB is interested in cooperating with us?"

"Cooperation..." Lu Weng fell into deep thought.

Cooperation between enterprises and banks is common, such as giving companies wages to employees and requiring wage cards to be issued by CCB, while CCB will give companies some additional preferential policies.

But the problem now is that Chen Yu's company has not been established yet, and it is a bit ahead of the question of cooperation at this time.

However, should I reject Chen Yu?

Obviously it is impossible.

Otherwise, if someone transfers 10 billion to other banks because of this incident, it would be his dereliction of duty!

Moreover, Chen Yu looks so young, it is obvious that he has never started a business and the chance of going bankrupt is very high.

By that time, whether it is cooperative or not will actually not affect him.

So Lu Weng agreed very readily: "It is natural to be able to cooperate with someone like Mr. Chen, so I wish us a happy cooperation!"
Chapter completed!