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Chapter III Loan Mortgage

Early the next morning, Li's father was busy with work, so he left 100 yuan for Li Feng and left.

Dad Li's place of work is in the county below. Mom Li also takes care of Dad Li and does odd jobs, while my brother usually lives in a single dormitory in the factory.

Li Feng was the only one living at home, and Li Feng was already used to it. In his memory, except for New Year celebrations, the family rarely sat down to have a meal together.

For Li Feng, the key now is to make money. With such a long summer vacation, he can do many things.

Before I was reborn, in order to make some small money, I spent all day staring at my friends circle to see if there were any red envelopes, whether a certain treasure had any activities, and that P2P online loan was low-risk and high-interest. This time, I couldn’t repeat the previous failure.

So, Li Ruifeng took out a notebook, wrote in it, and wrote down the major events that happened in the future in a bunch of gibberish that only he could understand.

If we say that the most promising industries in the future are definitely the Internet and real estate, especially the Internet has experienced two consecutive waves.

It is enough to catch such a wave in life. For a young man who is a trend-setter, the luckiest thing is to catch a big wave.

Real estate is too deep a field and is not suitable for Li Feng who has no background.

The Internet is very profitable, and Li Feng also wants to get involved in the Internet. But now Li Feng is poor and doesn't understand technology, so he can only look back and sigh.

And if the Internet really wants to grow bigger, it must have enough capital, otherwise it won’t be able to afford the upfront money alone!

By the way! Li Feng suddenly remembered that during the summer vacation when he finished his college entrance examination, the chemical plant in the city was acquired by a Sino-US joint venture.

To be precise, Kuixing Chemical, the parent company of the chemical plant, was acquired.

Li Feng couldn't remember who it was acquired by. But Li Feng knew clearly: As a listed company, Kuixing Chemical, after the resumption of trading, its stock price soared five times, which was not worth it.

This kind of fast investment and high-yield opportunity is perfect for someone like Li Feng who started from scratch, and for this kind of investment, the more money, the better!

Li Feng rummaged through the box, and after adding in what Li's father gave him in the morning, he only had more than 112 yuan. What could he do with this little money? Even if he doubled it 10 times, how much money could he make?

borrow?

Who should I borrow from? Who will lend it to me? I am still a student, do I still need to borrow from my classmates who are all "little brats"?

If you start a business, the first person to invest will definitely be your relatives!

The calculation can only be made on the parents’ heads!

But now that the family has just bought a house, they don’t have much savings. In order to buy this house, Li’s father also sold the house in the factory. But I have to admire Li’s father’s foresight. This house will be valuable in the future.

Now this house is the only one worth it!

House! The house can be mortgaged!

Li Feng knew clearly that this house was written in his name. Because of this, his sister-in-law gossiped a lot about it later.

Li Feng secretly found the place where Li's father kept the keys based on his memory. When he got the property certificate, he saw that his name was indeed written on it, and he felt relieved.

So, Li Feng packed up and went to a nearby bank to apply for a mortgage loan with relevant documents.

When Li Feng saw an unused bank window with a very capable aunt inside, he asked: "Auntie, do you think I can get a mortgage loan for this house? How much can I borrow?"

"Young man, yes! But you have to follow the procedures, and as for how much you can borrow, you have to evaluate it first and accept it." The aunt opposite is like the "Lightning" sloth in "Zootopia", the machine is slow and slow.

Said slowly.

"Do we still need to make an evaluation? How many days will it take for the evaluation? Auntie, I'm in a hurry for money. Can you please accommodate me?" Li Feng requested.

"This is not possible. Even if there is no need for appraisal, it will take at least one or two months to get the loan." The aunt still said calmly.

That’s when the daylilies turn yellow!

What should I do? Li Feng came out of the bank and was wondering on the way when he turned around and saw a small loan company in the small building next to him.

This was a time when private lending was rampant. Many people raised funds to lend money and made a lot of money.

However, when money is lent out, you have to get it back. Only the principal goes out and only the interest comes back, so in the end, many people suffered miserably.

At this time, money is coming quickly, and normal procedures will definitely not work!

Of course, this "Hongtai" microfinance company is relatively formal. The reason why Li Feng knows so well is because this is the developer behind the house that Li's father bought, the legendary "boss" of Taicheng.

Li Feng thought for a while and planned to meet the "boss" of Taicheng today, and of course the "richest man" in Taicheng in the future - Liu Tai.

Unfortunately, Li Feng didn't see Liu Tai. He only saw a yellow-haired boy with tattoos, who also ignored him.

"Kid, for someone like you, your family must not know. If you want a mortgage, you have to call your parents, even if your name is on the property certificate." Huang Mao said rudely.

"Brother, I'm an adult now, and I really need money! My parents are out of town and they won't be able to live here, so please be accommodating. Besides, this is a real estate mortgage." Li Feng said.

"I won't do it if I say no. Besides, your house is only worth 100,000 yuan, and you still want to borrow 300,000 yuan? Are you sick in the head, or am I?" Huang Mao said a little impatiently.

While Li Feng was negotiating with Huang Mao, the sound was a little loud, which happened to disturb Liu Tai who was sleeping next door.

Liu Tai, who was woken up, looked unhappy when he came out and asked directly: "I said, Silly Qiang, don't you want to do this anymore! Just cause trouble for me, didn't I tell you that you can't borrow money from students?"

!”

"Boss! I..."

"Don't call me boss, call me Mr. Liu!"

"Mr. Liu, this guy insists on borrowing money, and I can't even drive him away!" Huang Mao Shaqiang said a little aggrievedly what happened just now.

Li Feng met Liu Tai, and when he saw the real owner coming, he hurriedly said: "Mr. Liu, hello! My name is Li Feng, I really need money, and I am a real estate mortgager, please forgive me!"

Liu Tai saw that although Li Feng was a young boy, he felt like an adult.

"Oh, can you tell me what you are going to do with borrowing so much money? You have to understand that the interest on this money is very high! If you can't afford to exchange it, I don't need to tell you the consequences!"

Liu Tai would not trust a student. If he lost the money, it would be a big loss and it would be troublesome to find his parents, so he threatened.

Li Feng knew that if he didn't explain the matter clearly, he wouldn't be able to get the loan, and without money, no matter how good the project was, it would be of no use.

So he remained unmoved and said calmly: "Mr. Liu, don't look at me because I'm young. Now that I'm here, I must have thought it over clearly. I can only use it for two months at most."

And with this money, I plan to invest in the stock market, and I have inside information; so this time, please rest assured, the interest will be as much as you deserve!"

"Stock trading! Where did you get your confidence from? Isn't this just loan gambling? And you borrowed too much! 300,000! It's not a small amount. It's not even worth selling you!" Liu Tai didn't

Said politely.

"Mr. Liu! I heard that the Kuixing Chemical Group, which is located above the city's chemical plant, is going to be acquired, and it will be acquired within the next month or two, so if..." Li Feng still didn't finish his sentence.

"Well, it's possible. Some time ago, I heard that the Kuixing Chemical Group was going bankrupt and reorganized. It would be possible if someone acquired it, but how did you know?" Liu Tai said thoughtfully.

"I can't say anything about this. I can only tell you that there is at least half a chance?" Li Feng said mysteriously. Do I have to tell you: I only know this after I was reborn!

"Okay! Boy, you are lucky today! I don't care whether you have inside information or not. Leave the real estate certificate and I will loan you up to 200,000 yuan with an interest of 10 cents! If you are willing, give the money immediately! If not, you can give it immediately.

Leave!"

"Okay, Mr. Liu! You have the final say!" Li Feng replied decisively.

Liu Tai finally threatened Li Feng and said: "No need to thank me. Also, your name is Li Feng. You must remember that you will have to pay back 240,000 yuan in two months."

Li Feng didn't take Liu Tai's threats to heart at all, and happily thanked Liu Tai.

Seeing Li Feng take the money and leave so easily, Huang Mao said depressedly to Liu Tai: "Boss, did you just give the money to that kid like this?"

"Humph, this could be the other way around! However, Liu Tai's money is not so easy to get! Like this, Silly Qiang, keep an eye on that kid from now on, and don't really let him run away!" Liu Tai patted him.
Chapter completed!
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